Loan Agreement – Charlotte has to visit a gentleman who is behind on the payments of his loan agreement which stipulates that if the debt reach a certain level corporal punishment will be administered and she has no choice but to carry that out. Charlotte starts off by having him naked and over her knee for a humiliating bare bottom spanking before making him kneel on the chair with his hands on the wall for further chastisement. She then retrieves a number of implements from her brief case including a long leather tawse and a nasty rubber paddle which she uses to great effect and soon has the guy wriggling and squirming and promising to get his payments up to date. The punishment is finished off with a good caning which leaves him in no doubt about what will happen if he doesn’t keep up the payments.
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